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Sink or Swim: A Mid-Term View of Virus Impact

“The cyber market was already hardening, so standalone policy limits were dropping as ransomware
attacks and other cyber events were a concern,” said Chris [Cheatham]. “It seems like those types of
ransomware attacks are only going to increase….everyone working at home only exacerbates the
potential for cyberattacks.

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Business Interruption Claimants Like How Some Localities Worded Emergency Order

Please keep in mind that I am not declaring any particular language will or will not result in a valid claim
or successful litigation,” Cheatham wrote in his blog. “I am pointing out government language that I
believe will be used (and is already being used) by attorneys to support claims and litigation for COVID-
19 business interruptions.

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