Silence may be deadly for property/casualty insurers writing commercial insurance, an executive of an InsurTech that specializes in analyzing insurance policy language suggested recently, explaining that without specific words addressing pandemic risks, insurers might face claims down the road.
Analysis

RiskGenius Emergency Order Map
We’ve designed a map which, using color coded states, indicates the aggregated risk level in that state for insurers based on city, county, and state proclamations and proposed legislation.
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Press
Members of Congress Urge Insurers to Cover COVID Business Interruptions
A bipartisan group of U.S. House members has asked insurers to retroactively recognize financial losses relating to COVID-19 under commercial business interruption coverage for policyholders.
Property, casualty policies may be exposed to virus claims: Experts
Chris Cheatham, CEO of RiskGenius and based in Overland Park, Missouri, said that public policy may also play a role in how claims play out.
“Don’t just focus on property policies; your casualty policies matter, too,” Mr. Cheatham said.
Pressure Builds on Insurers to Be Part of Coronavirus Business Solution
While legislators in Washington and states try to fashion financial relief for businesses interrupted by the public health actions related to coronavirus, outside pressure is mounting on private property/casualty commercial insurers to do more than explain why insurance coverage is mostly not available.